Use Your HSA or FSA at City Sweats

Save an average of 30% on eligible City Sweats services by using your HSA or FSA. Complete a quick online health assessment, pay a $15 medical review fee, and, if approved by an independent licensed clinician, receive a Letter of Medical Necessity for eligible purchases.

Check Your Eligibility

Eligibility is determined by an independent licensed clinician. Terms and conditions apply.

What To Know About HSA or FSA

  • Save an average of 30% using pre-tax HSA/FSA dollars*

  • $15 medical review fee required to determine eligibility

  • If approved, your Letter of Medical Necessity may be valid for eligible purchases for up to 12 months

  • Qualification is determined by an independent licensed clinician

Guests relaxing at City Sweats after eligible wellness services that may qualify for HSA/FSA reimbursement.

Why Use Your HSA or FSA?

Using your HSA or FSA is a smart way to invest in your health while saving money. Because these accounts use pre-tax dollars, eligible wellness services can cost you significantly less out of pocket.

That's why City Sweats now accepts HSA/FSA payments, making it easier and more affordable to prioritize recovery, stress relief, and long-term wellness.

Guests enjoying an infrared sauna session at City Sweats. Qualified customers may be eligible for HSA/FSA reimbursement.

Eligible Wellness Services

Many of City Sweats' wellness services may be eligible for HSA/FSA reimbursement if you qualify.

Guest enjoying a cold plunge session at City Sweats. Qualified customers may be eligible for HSA/FSA reimbursement.

Infrared Sauna: Relax in soothing infrared heat that helps promote recovery, ease muscle tension, and support your body's natural healing processes.

Cold Plunge: Immerse yourself in cold water to reduce inflammation, boost circulation, and leave your body feeling refreshed and energized.

Contrast Therapy: Alternate between infrared heat and cold immersion to maximize circulation, accelerate recovery, and build resilience.

Red Light Therapy: Use clinically studied wavelengths of light to support cellular repair, reduce inflammation, and promote healthier skin and muscle recovery.

Mechanical Lymphatic Drainage: Experience gentle compression therapy that encourages lymphatic flow, helping reduce swelling, improve circulation, and support overall recovery.

How It Works

Step 1
Choose your City Sweats wellness service.

Step 2
Complete a brief online health assessment.

Step 3
Pay the $15 medical review fee.

Step 4
If approved, receive your Letter of Medical Necessity from an independent licensed clinician.

Step 5
Use your HSA/FSA funds for eligible City Sweats wellness services.

Two guests relaxing in an infrared sauna at City Sweats in Seattle. Qualified customers may be eligible for HSA/FSA reimbursement.

Frequently Asked Questions

  • Yes, you can! If you have an HSA or FSA, you may be able to use those funds for eligible services at City Sweats. Complete a brief online health assessment, and if approved, you'll receive a Letter of Medical Necessity that allows you to pay with your HSA/FSA card for eligible purchases.

  • Many of our wellness services may be eligible, including Infrared Sauna, Cold Plunge, Contrast Therapy, Red Light Therapy, and Mechanical Lymphatic Drainage. Individual eligibility is determined through a Letter of Medical Necessity from an independent licensed clinician, which you'll receive if and when your online health assessment is approved.

  • Anyone with an HSA or FSA may qualify. Eligibility is based on your personal health assessment and determined by an independent licensed clinician.

  • The $15 fee covers the required medical review by an independent licensed clinician. If approved, you will receive a Letter of Medical Necessity.

  • A Letter of Medical Necessity (LMN) is a document from an independent licensed clinician that confirms a service may be eligible for HSA/FSA reimbursement based on your individual health needs.

  • The approval process is typically quite quick. After completing your online health assessment and medical review, you’ll receive your determination and Letter of Medical Necessity (if approved) so you can start using your HSA/FSA funds for eligible City Sweats services.

  • Your approval period may vary depending on your individual Letter of Medical Necessity. The letter will outline the duration of eligibility, and you may need to complete a renewal process when it expires.

  • Yes, memberships may qualify if they include eligible City Sweats services and you have an approved Letter of Medical Necessity.

  • No. City Sweats uses a reimbursement model, so HSA/FSA cards are not accepted directly at checkout. You will pay for your City Sweats purchase using another payment method, then submit your receipt and approved Letter of Medical Necessity to your HSA/FSA provider for reimbursement.

  • Your Letter of Medical Necessity may have an expiration date, and you may need to complete a new health assessment when it expires. The renewal timeline depends on your individual approval and the requirements of your HSA/FSA provider.

Ready To Get Started?

See if you qualify to use your HSA or FSA for eligible City Sweats wellness services.

Check Your Eligibility

Eligibility is determined by an independent licensed clinician. Terms and conditions apply.